Digital Processes for a Fast and Secure Issuance Business

Modern solutions for the production and distribution of securities - particularly certificates - are based on modular platforms specifically tailored to the needs of the banking industry. These platforms are composed of independently operating modules that allow flexible adjustment of internal processes- without having to change the entire system architecture.

Each functionality can be deployed and reused as needed, ensuring rapid adjustments and increased efficiency. Thanks to an open service architecture, external systems can be seamlessly integrated, and the uniform technology stack ensures high scalability and adaptability. This enables banks to respond flexibly to market demands and regulatory changes.

The Electronic Securities Act (eWpG), which came into force in 2021, paved the way for fully digital issuances of debt securities, eliminating the need for physical certificates. The introduction of Clearstream’s D7 market infrastructure represents a significant advancement, enabling seamless and near real-time issuance of securities.

The D7 platform offers a fully digital alternative to the traditional issuance process via eMISSION, integrating modern technologies such as smart contracts to make the lifecycle of securities more efficient. Banks managing large issuance volumes, in particular, can benefit from same-day issuance and a significant reduction in manual processes.

In the highly regulated financial landscape, it is essential for securities issuers to provide all relevant information accurately and in a timely manner. Specialized software solutions play a key role in this context - they ensure that documents such as product information sheets, prospectuses, and KIDs are correctly generated, regularly updated, and efficiently distributed.

By integrating such solutions into existing platforms and systems, manual effort is reduced and the risk of errors is minimized. This increases efficiency and transparency throughout the issuance process while ensuring full compliance with regulatory requirements.

For issuers who regularly handle large volumes of securities, these technologies are crucial to meeting complex market and supervisory demands.

In today’s regulatory environment, it is essential to fulfill sustainability-related disclosure requirements in accordance with European regulations (SFDR, CSRD, Taxonomy) accurately and in a timely manner. In addition to the core MiFID II criteria, the implementation of tailored solutions plays a critical role in ensuring that all relevant information on sustainability risks for investment products is properly captured and transparently disclosed.

By adapting and integrating these solutions into existing systems, manual effort is significantly reduced, while ensuring the consistency of target market data. This enables more efficient management of sustainability classifications for retail products, improved target market alignment, and synchronization across central systems.

Such technologies are indispensable for companies operating in a dynamic and heavily regulated market environment. They help manage the complex demands of sustainability and compliance efficiently, ensure regulatory compliance, and reduce the risk of mis-selling and associated legal claims.